Today we are going to talk about personal loans that are all purpose loans applied for and approved for people who have different needs. All of these loans were applied for by people who have really bad credit scores. Their predicaments were completely different in regards to why they needed a loan, and their locations, ages, marital statuses, and income levels were completely different.

The same thing with Bartholomew in Greensboro, North Carolina, and Betty in Atlanta, Georgia. So you can see that some of the reasoning behind why they needed the loans were different, and sometimes self-inflicted, while other times emergency situations sprung upon them like a nasty cat. We are proud to say that every one of these loan requests was fulfilled right here on our website using our database of private lenders who were willing to help these people with some personal financing at fairly competitive rates.

So without any further ado, we will begin discussing each one of these personal loans on an individual basis so you can see why they needed the loan and what their resulting APR effective annual percentage rate was on each deal. This is a voluntary website whereby people can meet to lend each other money. We are not responsible for the actual lending that takes place or the fee structures, but as we always mention, we like to be told by e-mail if some lenders are practicing shady tactics in regards to trying to charge upfront fees and loan shark rates.

Two boys and two girls. Getting a personal loan was completely out of the question as far as their bank was considered. When they checked out their FICO scores they could see why there was no way they could get approved.

As a result she was contacted by a lender who lives in Birmingham, Alabama. The next private lender loan we will talk about was for Michael who lives in Columbia South Carolina.

This kind of loan is extremely typical as most people are trying to clear up various debts that have accumulated over a period of time. Just like Betty from Alabama, Michael had a seriously bad credit rating from years of late payments, defaults, and general bad money management practices.

Two of these lenders were subprime mortgage companies, who wanted a piece of equity on his home, and then the other lender was a private citizen who lent money to individuals for short-term gains. This private lender lives in Charleston South Carolina and lends money to individuals throughout the State.

Fairly reasonable if you consider what your bricks and mortar banks are charging these days if they decide to even give you a loan. Keep in mind that Michael cashed some shares in from his E-Trade account at the end of the month in order to pay this loan off.

This is an expensive APR on this particular loan. Bartholomew wants to pay all the money back in one lump sum in two weeks time and wanted to pay the smallest amount of money in fees and charges. He was specific enough to mention that he wanted a no teletrack payday loan and a no faxing payday loan. In this particular case Bartholomew was going to be paying a higher interest rate on his new loan which was almost just as bad as his combined interest rates on his other payday loans.

If anything, it was just a brief interlude and break from the collection agencies. The lender who provided Sandra with the money was another older woman who lived in Augusta Georgia. We can do that calculation for you below as well. As you can well imagine the lender and Augusta wanted some really solid proof of earnings, employment, identification, and the purpose of the loan. There was some hoops for Sandra to jump through before she could get the loan, but in the end she did manage to scrape together the necessary documentation so she could get approval.

He had already had some operations for testicular cancer in the past, but his insurance money had tapped out at the top and he needed this extra cash to get another portion cut out. Not a good thing by any stretch. You can see all of his data below. This wraps up this discussion and journal on our four applicants and borrowers from Alabama, North Carolina, South Carolina, and Georgia.

We are once again, happy to see all of these people using our site to make their pre-applications, and to see that they found some willing lenders who played fair ball.

We will continue to document more of these loans going forward into We are happy that you found this to be an interesting read — or perhaps something you can certainly relate with.

Need to repair our garage roof which is sagging and has some water damage. I would like to pay this loan back over the period of years please. I got a loan with FUSA about 2 years ago and I paid back the private lender all the money on time.

I need this money to pay off debts with the City and to get a newer car. Mine is overdue to be junked out. I just want to thank your for my past loan because it really helped us out.

This is a purge amount ordered by Dekalb County court for child support payment that is in the arrears. I seek the money for a down payment on a new car. I am currently driving a Mercury Sable that is starting to break down and have me stranded on the road. Family emergency and short almost I have very little credit but most lenders look for more than what I have.

PDL have been over run the brokers etc with no reliable source. Other family would would normally lend are low on cash. I am reliable and constistant. I fell behind in my car payments and am facing a repossession. Without my vehicle I am unable to get to work, my job is not off a busline. My husband passed away with cancer. I did not work and he owned two business I cannot run.

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I rent the property now and I am in the process of a mortgage on my home to consolidate all my bills. But mean time I am in a crunch. I have to pay taxes on my propertys, and pay up some small bills til I get this mortgage to consolidate everything.

I need this quick to avoid paying more in late penalties. I also need to make minor repair to my home before I close. I can and will pay this loan off in 60 days or less. As soon as I close. The truck makes this a no risk loan as it is worth double what I need to borrow. I do need a contract to protect me and the lender in putting this truck up. This truck is very sentimental to me. I have taxes to pay for my home and commercial properties. I also have to pay some bills up until I get mortgage closed.

I had an unexpected emergency come up with emptied my savings. I am willing to put my Chevrolet C rollback up for this loan. I will repay this loan quickly. To get house payment caught up, to some other bills caught up and need to take some college classes to keep my teaching certificate.

I am a mother of 5 children in desperate need. I would have to pay this back over a course of 5 years. If i could get this money that would be a way of starting over. And also so my children and myself can have. It would be more than appreciated.

Please help me on this. I am a mother of 5 children in desperate need I Have No Money To Send First For Any Kind Of Fees. I need a real lender where they can take the fee out the loan amount. I would have to pay this back over a course of 10 years. I have to pay for a divorce, a totaled car that wasnt insured, and consolidate my debt into one interactive brokers forex commissions. Requesting for a long term payment plan as well.

I got stocktrade edinburgh contact and was off work for a while, need to catch up on my rent before i am evicted, and the medical bills and household bills are stacking up.

Need the loan A. My husband lost his job and I need the funds to cover current household expenses his check typically pays until his a unemployment benefits arrive, b he begins a new position with a new company, or c both.

I have to repair my vehicle, put a down payment on a house for my children and I, and purchase a bed for my children. I would like to get rid of the debt and revolving accounts that are causing me to use all of my paycheck every week to pay them off.

With this loan, it would take care of all of my debts and I could start over and also would pay this loan on time.

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I am in desperate need of this loan for my wedding that is fastly approaching and to provide for my 2 little boys like I want to. This loan is to pay off two small credit cards and close them and two payday loans.

I have learned my lesson with payday loans! Never in a weak moment again will I get one. All my payments are on time with every debt that I have.

I have been turned down by analysis online stock trading academy xlt source possible because of my high debt to income ratio. This loan would pay off the only small debts that I have and give me a little extra to do a couple of home improvements.

Thank you for your consideration! Slowly trying to recover from the loss of my well-paying job which occured in The experience caught me off guard financially and I am still trying to recover. I also experienced identity theft in which has only added to problem. Needed to buy a Used Honda Accord…Need Vehicle My last car motor blew nned a new car to farmville cheats codes make money to and from work.

I fell behind on my dollar rate in india axis bank and have been working with my mortgage company since December for a loan modification. I am still working on the loan modification and was told back in December I could not send in a payment unless it was paid in full so now what I owe is double since December.

I feel that they are dragging their feet on my loan modification and I am to scared to keep waiting. Please some contact me. I ran into unexpected car expenses, and I need extra money asap.

I can pay the money back. Apakah forex bisa kaya ex demolished my credit. I need to get an attorney. All of this happened in This was also in She even makes our daughter take showers with her boyfriend who is 34 years old. My girlfriend also has steady income. I tried with numerous comapanies, but got denied everytime. My girlfriend and I had to move back to their house because I could not afford to have my own place anymore.

I have some dental bills and i would like to consolidate some smaller loans and credit card debt. This would enable me to save more per month,make some conservative investments and secure a better financial foundation for me and my family. Purpose of the loan is catch up on delinquent bills. My mother had a stroke and and is in a nursing home in NY. She needed some addtional care that was not covered by by her medical coverage.

Taking care of these costs and several trips to NY have have caused me to become delinquent with bills. This has been compounded by becoming a victim of identifty theft, someone has filed amended taxes in my name and my bank account was compromised.

My bank account and all associated numbers and cards have been changed, however I see credit inquries on my report and charges not made my me.

This is currently being investigated. An agreemnt that lasts months would be ideal and I am sure i would be able pay off earlier than 12 months. I can have the payments pulled directly from my bank account neopet cheats to get money direct from my check to an account you provide. I am not interested in a teletrack payday loan, I have used pay day loans through 4 Seasons Cash and paid off the loans on time and have an mini forex account broker record with them, unfortunately they make money auto title loan charleston sc no longer accepting new loan requests.

I am in need this loan as quckly as possible. I am submitting this request for a 2nd time as it seems as if all my information did not go through with my original request.

I overstreched my funds by helping my Mother pay off a her delinquent bills, then had car trouble. I have been a nurse for 20 years, Became addicted to prescription pain meds. Lost my job Juneprior to that never been reprimended. Currently single Mom of 2 boys trying to save home and rebuild career. I currently commute an hour and twenty minutes to work one way. It is my desire to clear certain debts off my credit report so that I can purchase a home closer to my place of employment.

Pay off all Debts, Auto Repairs and use whats left to get ahead and get my children ready for school. After 21 years of marriage my husband has chosen alcohol and prescription drugs over his family. I resigned from my previous employer to pull out my retirement to invest in a small home that was a fixer upper that turned out to be a little worse off than I had hoped but, it is my diamond in the rough. The home is 51 years old and I tore all the old rotten seals and joist out of the floor and replaced, did a lot of reframing inside and I have a functional bathroom now but, the home is totally click ads and earn money in india without investment all walls and ceiling opened up to add installation and rewiring to bring up to code.

Have been staying with friends and family until the home is safe and livable; I desperately need help finishing this home so I can bring my daughters home so gordon scott stock trader can concentrate on college and not worry about mom or a place to live. Completely pay off all debt except student loans and start over.

Looking for reasonable monthly payments and pay off within 3 — 4 years. Car repairs needed but have been put off. Past BK was due to medical resolved and no late payments since!

We are currently renting our home and our landlords are wanting to sell when our rental agreement is up at the end of this month. Our landlords are wanting to sell because the man has some health problems and they want to get out of renting their homes. We have 2 little boys. My credit is not the best because my ex-husband has not paid on the accounts that he had agreed to pay on and I have a loan on my credit report that I am disputing because it is not mine but very delinquent.

Please if someone can help us out so we can stay in our home. Our lease ends and we must be out if we have not purchased it by August 31, Please help us so we can stay in our home.

I have some credit card debt, a co-signed loan, and a some house repair debts that I would like to roll in to 1 loan. I am at a time where everything has overwhelmed me at once.

I am a single parent and have to have job to provide for my daughter. I desperately need to pay my Aug rent because my landlord seller of home is trying to find a way to get me out of the home so her daughter can move in.

I also have other bills that are behind and I need pay down on credit card to not show deliquent and so my score will improve on my credit. I have come so far to go back and have to start over. I feel if I can get back on my feet I can pull everything together. I am determined and will do what I need to do. I just need someone to give me that break as I have no family to go to.

I have faith that there are good people left in this world and if anyone can just help me to keep my home and not have to go through any more devestation so I can move forward especially as a positive influence to my daughter it would be greatly appreciated. I am working and in need of a little help to get caught up due to being hurt on the job.

I was seriously hurt and had surgery. I am a very reliable individual and would be of the upmost appreciative for a loan. I am trying very hard to get back on track. I just need a break: I have several tickets I need to pay off, so I can drive. I also have other debt to pay off so that I can have 1 payment, I want to pay bills off to better my credit score. My car just went out and I need either to repair my car.

I have some of the money and I really need this car to get back and forth to work. Needs help to get back on feet. Unexpected expenses caused late payments and needing to pay things current.

Looking for 12 months or less to repay. I need a new transmission for my vehicle. I also need to consolidate some very high interest loans. Any extra goes to payments on the high interest, so I am unable to save for any repairs. I need a new transmission for my car and I need to consolidate some very high interest loans.

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I am unable to save money because any extra goes to the high interest loans. Husband and I need a loan for new baby, around that can be paid off in two or three years. Willing to start payment soon as we recieve money.

Would really appreciate the help. I need to catch up on a past due car payment,but mainly need funding for major dental procedure.

Was out of work for 3 months due to an injury,and got behind on my bills Looking for a loan that can be paid back on a monthly basis,extended out months,with lowest interest rate possible,to help start to rebuild credit after prior 10 yr old bankruptcy. Just wanting someone to give me the chance to get life back on track,borrowing the least money as possible in the process.

Thank you for your time!

Im looking to get a loan for i moved yo Albuquerque NM with the promise of a good job and an apartment it was a big fat lie i have a job that pays me a week i live in a drug infested hotel that coast me a week to live here I left a good job in a factory were i made a week gave up my home. Know im behind on my car payment. I want to barros the to catch up my car payment move back to my job that i can have back if i can get back.

I want to pay off debt and have one payment so that I can rebuild my credit. I am a single mother and would give anything to have good enough credit to get my own place for my kid, but the only way I can do that is for someone to help me fund this payoff. Need the money to get a bigger place for my family Moved to NC in took a while for me to find the place we are currently in even though it is way to small for us as it is but have recently found places more suited for my family and need to be able to get deposit and first months rent got behind paying rent in two different states please help need this ASAP.

I have collateral but I need to keep it onsite. I am desperately needing this money by tomorrow. Please contact me if you are able to help me or if you have any suggestions. Thank you so much.

They said I did nothing wrong, but they were wanting back their privacy. So, I started looking for an apartment for me and my daughter.

I found one that includes gas, cable and water, but does not include utilities or internet internet I can not afford but have to have due to mandatory school laptops now. Not at this time anyway.

I have applied for unemployment and was approved but I have not received it yet. I am asking for this loan so that I can pay, at most, 3 months worth of bills, plus 3 months as needed each week of these months of groceries and gas.

I BARELY had my head above waters before I had to move, now I am drowning. I have tried and been turned down by a bank and I do NOT want a payday loan as that will just make it worse. I will pay this back in no longer than 3 years but earlier depending on my work situation.

I will use my small unemployment checks to help start paying it back and also my part time job when I start that. I have faith that I can do this and will do this. I need someone to have faith in me to know that I will. Help, I need you. This past year of court processes surrounding my separation and divorce have left me cash poor. I am also happy to provide a copy of my credit report from all three bureaus, pay stubs, child support order and any other information you might need.

I need to payoff some payday loans. I also need to address some overdue repairs to my truck.

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Tires, transmission service, etc. Some of this loan will be used for our wedding. I also need to address some long overdue repairs to my truck. Tires, transmission service, brakes, etc. This loan is for my wedding that is fast approaching.

Because of my bad credit it has been extremely hard. Although we have paid some of the costs it is really overwhelming. I am willing to pay any interest for as long as possible. Where Borrowers Find Loan Approvals. Tweet This All of these loans were applied for by people who have really bad credit scores.

Below is a calculation for her four thousand dollar personal loan from a private lender. Christin applied for the following loan:. Jonathan applied for the following loan:. MTFerguson applied for the following loan:. Latriece applied for the following loan:.

Natasha applied for the following loan:. Patrice applied for the following loan:. Lawrence applied for the following loan:. Humberto applied for the following loan:. Antonio applied for the following loan:. Prudence applied for the following loan:. Emanuel applied for the following loan:.

Clarice applied for the following loan:. Courtney applied for the following loan:. Miranda applied for the following loan:. Melissa applied for the following loan:.

Michael applied for the following loan:. Domonique applied for the following loan:. Jocquin applied for the following loan:. Paulette applied for the following loan:. Helmuth applied for the following loan:. Antiquenette applied for the following loan:. Natalie applied for the following loan:. Reginald applied for the following loan:. Bad Credit and Federal vs. What Does The Credit Crunch Mean For Personal Loans? Check Cash Advance - Loan Against Your Paycheck. How To Get Approved For A Home Renovation.

How Much Happier Will I Be With No Debt? Can I Consolidate All My Debt Without a High Paying Job?