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Here is how you can withdraw money from an ATM without debit card DailyBhaskar. Suppose you go to an ATM to withdraw money and there you realize you have forgotten the debit card at home. What would be your reaction? You would immediately move off from there, right? Well, this is very much possible now and today we will explain the step-by-step process to you in this regard.

Firstly, you need to register yourself to avail this service. Find out more by clicking on the following slides 2 of 6.

Once you have registered for this service, you will get a 4-digit MPIN Mobile Personal Identification Number. Just like your ATM pin, you can use MPIN as user transaction security pin or authority code.

Following the registration, you will be required to download an application related to this service. Users are also given the option of SMS channel through which bank sends the web link of the application to their mobile.

This service is free of cost. After the registration, though MPIN you can use services like User Intra Bank, Mobile to Mobile, Mobile to Account Transfer, and Net Electronic Fund Transfer. Moreover, one of the important features of this mobile application is Internet Mobile Payment Service IMPS.

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There is, however, a limit to the amount of money you can withdraw using this service in a day. It is Rs With IMPS, this limit for fund transfer will be Rs 30, while for SMS it will be Rs per day.

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However, with regard to all bill payments the limit is Rs 20, per transaction per day. First open the Indus Mobile Application. Thereafter, enter MPIN and click on Cordless Withdrawal button. Enter the amount you wish to withdraw afterwards. You will then get a temporary password at your registered mobile number from the bank.

Through this password, you will be required to generate another password using the application. Now select cash on mobile option on the screen of ATM machine and in the box enter your mobile number, amount, temporary password sent by the bank, and also the password generated by you. If you have entered the correct information, the ATM machine will dispense the money.

Using this application, you can also transfer funds to a third party.

Debit card - Wikipedia

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